Are You A Qualified Renter?

Are You A Qualified Renter?

We utilize a screening company to determine your eligibility. 
Your qualification is based on the following criteria.

Rental Qualification Standards: 

  • Renters and occupants (18 years of age and older) must complete the rental application in full. Falsification of any information is grounds for rejection. All prospective residents must also complete a form consenting to verification of credit, criminal background and occupancy history.
  • All properties are reserved on a first come, first serve basis. A property is not considered as rented unless ALL of the following are secured;
    • An application is fully completed accurately.
    • A non-refundable application fee of $100 is paid at the time of the application per adult.
    • If the applicant(s) is approved and cancels 3 days after approval a $250 administrative fee will be charged. The $250 Administrative fee is NON-REFUNDABLE and will be taken from the deposit held.
    • A Representative will notify you of acceptance or non-acceptance of your rental application within 72 hours.
    • A security deposit equal to one month must be paid and held in escrow 48 hours from the date in which you were notified of approval.
    • A move-in date is determined.
    • Unless we authorize otherwise in writing, you and all co-applicants must sign the Lease Contract within 24 hours after we give you our approval.
    • If subject to association approval must be completed within 24 hours of offer being accepted.

The applicant is qualified based on these factors:

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Section 8 - Low Income

Applicants qualified by a local Housing Authority for the Section 8 Voucher Program can use the full voucher amount towards the income verification. Applicants must still meet the income criteria of three (3) times the amount of the rent. (Documentation must be provided prior to screening).

Verification

Applicants must be of legal contractual age as designated by the state of Florida. A government issued photo ID must be presented by all applicants. Applicants from foreign countries who have no social security number or citizenship must have proper and current U.S. Visa, I-9 documentation, and meet other criteria for consideration.

Criminal Background Search

If application is accepted or accepted with conditions, it is our policy to conduct a criminal background search. Prior to final acceptance of any applicant, our Criminal Search vendor will search for criminal background information on each applicant. If a report is found a determination regarding whether an applicant meets our criteria will be made.

Income

For applicants with no established credit, verifiable gross income must be three (3) times the amount of market rent. A current check stub is required. If self-employed, a copy of the previous 2 (two) year's tax return or 1099 is required. Although each applicant must apply separately and accept that each is fully responsible for the full rental payment, combined income will be considered for income verification.

Employment

An applicant must have verifiable current employment history or a verifiable source of gross income. For self-employed applicants, copy of the 2 most recently filed tax return statements and the 3 most recent bank statements.

Rental History

Two years verifiable history on current/previous address is required. No outstanding debt to the previous landlord and compliance with all terms of the lease and community policy. Three or more late payments and/or returned check within a one-year period will be considered poor payment history. Negative rental history also includes any damages owed, and/or evictions filed. In the event an applicant has negative rental history, the application will automatically be rejected with no possible remedy. No formal rental history will be interpreted as good rental history; however, formal rental history is defined as information obtained from a mortgage company, property Management Company, condominium association or other apartment community. If renting from a private owner (i.e. single family home) proof of previous six months rental payments will be accepted (copies of checks and money orders are acceptable). References from family or friends are not acceptable.

Credit History

GHG-AM, LLC uses a credit scoring system to evaluate your consumer credit report. Credit scoring is based on real data and statistics, so it treats all applicants objectively. Using a statistical program, we compare this information to the credit performance of other applicants with similar profiles with allows us to predict how likely it is that you will pay your rent in a timely manner and fulfill your other lease obligations. Based upon your credit score, your application will be accepted, rejected or accepted on the condition that additional security deposit is paid. A "No Credit" status is acceptable if all other rental qualifications are met. If your application is rejected or is accepted with conditions, you will be given the name, address and telephone number of the consumer reporting agencies which provided your consumer information to us. An applicant rejected for unsatisfactory credit is encouraged to obtain a copy of the credit report, correct any erroneous information that may be on the report and submit a new application to this community for further consideration. The contents of the credit report must never be disclosed to the applicant. If you would like to discuss or dispute anything on your credit report, you will need to contact the credit bureau.

RENTAL GUIDELINES

  • Occupancy Standards are two people per bedroom
  • Each applicant 18 years or older must complete a separate application and each must sign the lease.
  • Although each applicant must apply separately and accept that each is fully responsible for the full rental payment, combined income will be considered for income verification.
  • Rent is always due on or before the first of the month with late charges assessed per the lease document after the grace period expires. Any returned checks will be assessed a late charge as well as a non-sufficient funds fee. The returned payment must be replaced with a cashier's check or money order, no exceptions.
  • No other rent payment arrangements are recognized by the Company, other than those as stated in the Lease Agreement.
  • Pets are welcome and for the comfort and safety of all our residents, there are restrictions regarding the breed and appropriate fees/deposits tendered. Pets are accepted only with management's and association's prior approval.
  • Unless otherwise approved by management, recreational vehicles, boats, campers, motorcycles, trailers, vehicles with added enclosures, or vehicles with logos are not permitted.
  • Make sure to transfer all resident-paid utilities into your name no later than your move-in date. DO NOT schedule the installation of a satellite dish prior to verifying with management. If you install a dish without prior approval you may be forced to remove it and pay for damages to the property.

Be Willing To Sign This Consent Form During The Process:

Consent to Perform Credit, Background, and Reference Checks:

I/We authorize and permit GHG-AM to perform and investigate background checks and obtain information from credit reporting sources, current and previous landlords, personal and professional references, employers, banks, and law enforcement agencies for the purposes of renting a house, apartment, or condominium from this owner, manager, brokerage, finder, agent or leasing company.

I/We understand that these investigations might include, but not necessarily be limited to, credit report, verification of employment, past rental history, banking relations and criminal background check.

I/We consent to the investigations and authorize and direct any employer (past or present), credit reporting agency, landlord, property Management Company, banking institution and law enforcement agency to release to GHG-AM without any liability therefore, any information contained in the records concerning the undersigned applicant and knowledge and agree that any misrepresentation and/or omission of fact or detrimental information contained in this report shall constitute a default under the applicant's initial rental application / lease agreement and may, in the sole discretion of management, be grounds for denial of applicants rental application in this application may be used in such investigation(s)r eviction proceedings.

I/We understand that if the application is approved, I have 3 business days to withdraw my application. If my application is not withdrawn within 3 business days, GHG-AM will be entitled to receive a $250 cancellation fee from the deposit held in escrow to reserve the unit.

I/We also authorize and give permission for all parties listed to disclose any information requested about me to the rental owner or manager stated above.

I/We further authorize and permit the rental owner or manager to obtain updated information annually and on future occasions for rental renewal consideration and for collection purposes should that be deemed necessary.

Signing the acknowledgment indicates that you have had the opportunity to review the rental selection criteria which includes reasons why my application may be denied. The properties rental selection criteria may include factors such as criminal history, credit history, current income and rental history. If you do not meet the selection criteria or if you provide inaccurate or incomplete information, your application may be rejected and all application fees and deposits will be retained as liquidated damages for it's time and expense, and terminate my rights of occupancy.

I/We hereby warrant that all representations set forth above are true. To verify the above statements, I/We authorize and give permission GHG-AM Property Management, owner or servicing company to perform a credit to investigate such information. I/We agree to pay application fee for the credit check as permitted by state law.
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